While there are many factors that impact your ability to qualify for a conventional mortgage, your FICO credit score not only makes a difference for an approval but also affects your mortgage rate. Lenders use risk-based pricing for conventional mortgage rates, which...
Whether you’re in a buyer’s market or a seller’s market, once you find a house that feels like home, you’ll want to buy it as soon as possible. However, it’s not quite that simple. Many financial issues will determine whether you’ll be able to purchase the house, as...
Your credit score is a simple number that tells a complicated story. A huge part of your financial history — from long-term debt to a few scattered missed payments here and there — can be summarized by this number. This little figure can have a big impact on your...
