Our Realtors Team


Jill Beth Guzman is the Broker of Record/Owner of Jill Guzman Realty Inc. Raised in Newark and Elizabeth, NJ Jill is a proud graduate of Rutgers University, with a BA Degree in Education and a dual major of Spanish and English and a minor in Psychology.

Jill formerly taught in Rahway and Elizabeth NJ and is completely bilingual. Proud mom of Dr. Marla Guzman, and proud wife Of Juan Guzman, Jill “LOVES WHAT SHE DOES!” Her main interest in life is to enrich the lives of others Jill can be found in her office almost 24/7 drinking coffee and chatting with the clients from all corners of the world!!!!

Jill and Juan are the proud grandparents of a bouncing baby boy !!!

Contact Jill Guzman:  jillbeth.guzman@gmail.com

Juan Guzman is the root of Jill Guzman Realty Inc. Proud owner of the Jill Guzman Realty Inc Realtors, together with his wife Jill, who is the Broker of Record, Juan advertises the client’s homes Until they get sold and closed! Together with his wife in 1988 they formed Jill Guzman Realty Inc With a toddler in hand that toddler is now Dr. Marla Guzman an MD who dedicates her profession to curing children with Autoimmune Disease.   Juan and Jill believe that every client is part of their family.

The warmth of their office is inviting to all!

Happily married for 38 years, this couple is often referred to as Lucy and Ricky by the clientele..and the Bobaloo is sung daily!!! Juan and Jill are now the proud grandparents of a bouncing baby boy!!!!

Meet Betsy Gallagher….The office General Manager and Jill‘s right and left hands!!! Betsy was born in Colombia, SA and was raised in Elizabeth NJ. Totally fluent in English and Spanish, Betsy shares the same studies as Jill in Education! Jill Guzman Realty Inc is extremely proud to have Betsy in our Real Estate Family.

The sweet voice of our office manager will make you feel right at home when you call!

Altheria Fairfax is the sunshine of the Jill Guzman Realty Inc office. As soon as she enters the office, There is a glow of happiness throughout. Altheria has lived in in Linden, NJ for many years and is a proud Linden Alumni.

Altheria was formerly an Administrative Assistant to Mr Hess, of Hess Oil and when she bought her home in Linden from Jill several years ago. Altheria promised that one day she would come aboard .

She is definitely a full time member of the Jill Guzman Realty Family and clients simply love her because she truly cares. A dedicated wife, mom and grandma, ALtheria is the shining star that makes us all happy!

Contact Altheria :  afairfaxrealty@gmail.com

Sergia Floy was born and raised in the Dominican Republic. She is a joy for all of us in the office. Sergia is always available to help you to sell buy or rent a property.

She is patient and quite understanding of your needs. Bilingual, her hobbies include volunteering in her church and enjoying Quality family time. Call Sergia for a great result.

Contact Sergia: sergiarealtor@gmail.com

Erik Dominguez hails from the Dominican Republic. Erik grew up right here in Elizabeth NJ and is an Academic Wiz...

Erik holds a Bachelors and a Masters Degree, and is fluent in Spanish and English. He specializes in helping investors and is a genius at selling all properties, and has a special touch with Commercial Real Estate.

Erik is a recent homeowner and in his spare time, he enjoys reading and learning….come meet our Scholastic Realtor and let him guide you!

Contact Erik:  edguzmanrealty@gmail.com

Jhonatan Jara brings the Ecuadorian culture to Jill Guzman Realty Inc. Jhonatan loves people . He is our fashion expert and can always be found showing homes with his classic attire and a bow tie! Jhonatan is totally bilingual and computer savvy.

He LOVES selling homes and he totally adores soccer! When looking to sell or buy, you can count on Jhonatan to be right by your side!!

Contact Jhonatan:  realestate.jara@gmail.com

Sergio Munoz is a Native of Puerto Rico! Sergio brings to Jill Guzman Realty many years of Experience working with people ! A proud graduate of Kean University with a Bachelor Degree In Accounting and a Minor in Business Administration, Sergio has a great personality And you will always find him working and ready to take you to your perfect home!!

He will list your home and work hard to bring you the best price ever…Proud father of twins and a teenager he is definitely understanding of your family’s needs. Completely bilingual Sergio will stay with you every step of the way!


Contact Sergio:  smunozrealty@gmail.com

Deiny Ucros simply lights up our lives with her sparkling and genuine enthusiasm.

This amazing realtor has worked in the city that never sleeps NYC as a Realtor, and decided that Home Sweet Home in Elizabeth, NJ and surrounding areas is where she wants to be!

A full time agent at Jill Guzman Realty, Deiny incredibly cares about each client who touches her life. She may be found renting apts, or listing a home, or conducting an Open House but one thing is certain… Wherever she goes, there is happiness!!!!!

Deiny loves reading. She has this in common with her Broker Jill who reads at least a book a week. She also may be found dancing the Salsa, or cooking up a gourmet meal or creating crafts. Her multi talents are never ending and as a realtor, Deiny is dedicated and enjoying working with her clientele 24/7.

Deiny Ucros, WELCOME HOME!

Contact Deiny:   deinyucros@gmail.com


Janet Kaback is a proud member of the Jill Guzman realty family.

A former teacher, Janet was born and raised in Queens, NY and then Moved to New Jersey where she was a homeowner in the Elmora area for many years. She brings to Jill's team a great enthusiasm for life and a huge desire to help people realize their dreams.

Janet like her friend and broker Jill is totally bilingual in Spanish and English. As a realtor, she will make certain that you are under her wing receiving the top of the line good old fashioned service.

Janet is also a college professor part-time. Her hobbies include reading, and theatre. Teaching English as a second language was one of her favorite positions!

Contact Janet and you are assured a successful result!


Meet Alex Cerna who brings a touch of Peruvian culture to our united nations of Jill Guzman Realty.

Alex is a proud graduate of Fairleigh Dickinson holding a degree in Business Administration. Alex is now pursuing his MBA at Kean University. Alex is extremely active in the community and is a board member in Linden's mayor youth commission, he sits on the board of linden high school alumni association.

He has a background in banking since he was 19 years old.

Alex will make certain that you have a stress free experience in your real estate needs.

Call Alex and you are assured a successful result!

Contact Alex : cerna908@icloud.com


Meet Katia Ragghianti, our Realtor whose smile is contagious!!!

Born in Uruguay, with family from Italy and Portugal Katia is totally trilingual!

A proud homeowner in Elizabeth NJ having purchased a charming cape code from Jill Guzman Realty, Katia and her family enjoy eating lasagna and Parrillada and Caldo Verde!

Our energetic Realtor brings with her to Jill Guzman Realty an extensive amount of experience in Customer Service!

If you are needing some positive energy and want to make your Real Estate experience one that is filled with joy and laughter and lots of encouragement, you need to call Katia... you will love  working with her!!!


Contact Katia:  katiasrealty@gmail.com

With over fifteen years in the financial industry I began a successful career as a Mortgage Banker. During my ten year mortgage career, I assisted hundreds of buyers in accomplishing their dream of home-ownership, and am now bringing my vast knowledge of financial products to assist both Buyers and Sellers of real estate, coupled with Jill Guzman Realty will ensure any Buyer or Seller a dynamic partner.

Contact George: georgemrealtor1@gmail.com

Our Mortgage Team

Jason David is a Loan Officer at Crown Home Mortgage, where he helps new home buyers secure a loan that suits their budget and goals.  He also helps existing homeowners refinance their mortgage and save money every month.  He clearly explains and educates his clients about their different financing options.  When working with Jason you can expect 100% transparency, no horror stories or unwanted surprises.

Having been an entrepreneur for the past 13 years, Jason David understands the importance of providing top-notch service and providing the options that work best for his clients.   As a loan officer for Crown Home Mortgage, his hard work is evident in each client he serves.  His ability to make his clients feel confident and well-informed about their decisions and the mortgage process has been praised by his past clients as well as his colleagues.

Jason describes his success to his alliance with realtors, who value his commitment and hard work to help clients.  When not busy helping clients, Jason enjoys cooking, travelling and enjoying life as a husband and father of 3 wonderful children.


Contact Jason:  jdavid@crownhm.com

Greg Joined Loan Depot, in December 2008 bringing with him over 24 years of experience. His experience includes working at a variety lenders in the capacity of both sales and management. He spent the most recent 10 years working at large bank owned mortgage lenders but recognized that the market has changed. In order to provide his clients with the best opportunity he would need a diverse line of product that no individual bank would be willing to provide.

In the current lending environment you need options. LoanDepot provides the option needed.

We maintain correspondent relationships that enable us to find a bank willing to entertain different “ out of the box scenarios.”

Works Hard to Save You Money - People everywhere are finding that they need to stretch their budget. Rates and fees need to be competitive. LoanDepot’s many relationships enable us to shop for the best available rate among many lenders. Greg personally Reviews every one of his customer’s loan applications to be sure they meet the guidelines and then finds the best price available for their individual loan scenario.

Greg’s commitments is to treat every customer like they are his most important client. He will meet with you to discuss  your financing options and answer all your questions honestly. Once you have decided on a property, he will assist you in completing the necessary paperwork and stay in touch with you throughout the entire process. He will work hard to get your loan approved as quickly as possible so you can get to the settlement table right on time. As his schedule allows, Greg likes to personally attend the closing. This way if you have any final questions he is there to get you a fast answer.

Commitment to his customers - Greg’s personal integrity is unwavering. He builds his business by creating satisfied customers time and time again. These qualities, along with his years of experience make Greg the right choice when looking for a loan officer you can count on.

Gregory Kiamie
Loan Consultant

NMLS# 106777
NJ LIC #9906572

Let me help you navigate your way to Homeownership!

Joe Del Sol, a top mortgage professional for the past 27 years, has always placed commitment, dedication & trust as the pillars of his successful relationships with homebuyers, brokers & realtor partners. Traits that were passed down by his father & grandfather, Cuban immigrants whose hard work & dedication built a successful sign business that has been in existence since 1970. His personal approach & availability to his clients ensures a thorough loan process. The ability to listen to his Borrowers’ and his Loan officers’ needs are the key to Joe’s success for almost 3 decades. Creating a Bond with each person whether it is a Borrower, Realtor or Attorney is what Joe strives for.

As a PRMG Branch Manager he has built a team of strong & seasoned loan officers with team building skills attributed to his winning high school & collegiate baseball career. His hard work, dedication and his approach to close his deals on time is what sets Joe apart from his competitors.

Being involved in sports all his life, Joe has been blessed with team building and personal skills that have helped him navigate his way through his successful 27-year career as a Mortgage Banker.

Joe Del Sol can be reached at (908)403-9380 or Jdelsol@prmg.net

When I started my career in the mortgage banking industry almost 20 years ago, my passion was to develop and lead teams that understand the value of serving the customer.  I learned to surround myself with positive thinking people who are driven to succeed and work hard.   I have been involved with every aspect of mortgage banking directly responsible for engaging and servicing customers, improving the overall customer experience and driving sales performance. I have a  proven track record in all aspects of retail mortgage operations, from origination to servicing.

I have managed several mortgage banks such as US Mortgage and The Money Store. I am proud to have educated thousands of employees on all matters of mortgages and the home buying process.

I have learned that helping others is the best and only way to ensure my own success.  I put in the effort day in and day out because I love helping people.

David Roberts
Business Development Manager

C: 917 325-6732
O: 718 621-LOAN (5626) ext. 51813
F:  844 403-1808

NMLS #910752
Corp NMLS #2767
Licensed in:NJ,FL
1150 South Ave. Suite 304B,  Staten Island, NY 10314

Since 2003 Marc Kaplan has been helping individuals and families achieve their dream of home ownership by walking them through the process every step of the way.  Marc started as a Loan Originator working with Residential Home Funding and quickly climbed the ladder and became Sr. Vice President of Sales in 2008. His reputation for guideline knowledge and five star service catapulted his team to  a top ten lender in New Jersey.

In 2018 Marc opened Crown Home Mortgage. Crown is a Mortgage Bank with many different loans available to fit the needs for all. Crown Home Mortgage has Conventional, FHA, USDA, VA, Jumbo, Investment and even No Income Documentation loans available.

Marc and his team would love the opportunity to help you find your dream of home ownership.

Marc Kaplan
Division Manager
Email: mkaplan@crownhm.com
M: 201-704-3968
O: 888-59-CROWN
NMLS ID: 176210

30 Passaic Ave, Suite 204, Fairfield
NJ 07004  NMLS ID: 176743