Paulina is a Mortgage Loan Originator with over 10 years of experience in the real estate industry. She possesses extensive knowledge of the real estate market and financing options for residential, investment, and commercial properties.

She began her career in 2014 at Valley Bank as a mortgage rate specialist before moving to Somerset Regal Bank in 2020 as the company’s sole loan officer. In 2023, she transitioned to the broker channel to expand her ability to help clients achieve their goals.

Now with Petra Cephas, Paulina operates as an independent Mortgage Loan Originator connected with more than 30 lenders. This allows her to find the right loan for each customer’s specific needs rather than trying to fit the customer to a specific bank.

Paulina is fluent in Spanish and works seven days a week to ensure she delivers on her promises from day one through closing.

Petra Cephas Inc., NMLS #1222300, 6 Wills Way, Piscataway, NJ 08854, (732) 873-1365. Licensed by the New Jersey Department of Banking and Insurance. Broker will not make any mortgage loan commitments or fund any mortgage loans. Broker arranges loans with third-party providers. This is not a commitment to lend. All loans are subject to borrower approval, credit, and property review. Terms and conditions are subject to change without notice. Rates may vary based on loan amount, credit profile, property type, and other qualifying factors. Interest rates and APRs are estimates for illustrative purposes only and do not reflect an actual offer. Paulina Baque Ramos, Senior Loan Originator, NMLS #976887, is licensed to originate mortgage loans in the state of New Jersey.  Paulina Baque Ramos, NMLS #976887, is a licensed mortgage loan originator and is not affiliated with, employed by, or under common ownership with Petra Cephas Inc. or its agents. Any lender information provided is for consumer convenience only. You are not required to use any specific lender to purchase a home.

Location: 6 Wills Way Building 2, Piscataway, NJ 08854
Phones: 732-439-4653 ­| 732-873-1365 | 732-270-7050 ­
Email: pbramos@petracephas.com ­
Website: http://www.petracephas.com ­